Our prepaid direct cremation plan allows you to purchase our direct cremation service for yourself or a loved one, ready for when you need us in the future.
It fixes the cost at today's price, so no matter how much funeral prices increase over time, family won't have any further costs to worry about.
What is included?
What is included?
- 24/7 Urgent care
- Collection (including an urgent collection from a private residence) from any location in mainland Great Britain*
- A simple, traditional coffin
- Removal of any electronic devices such as a pacemaker
- All disbursements including crematorium fees
- An unattended cremation at our trusted partner crematorium
- Ashes returned by hand to a loved one within Great Britain* or scattered in the crematorium's garden of remembrance
What is not included?
Our prepaid direct cremation plan means there is no service at the crematorium, so there are certain things that are never included in this style of service.
- The use of a hearse or limousine
- Flowers or tributes (family are free to send us items to place in the coffin)
- Collection from outside of mainland Great Britain or within the Scottish Highlands or Islands
- Choice of crematorium or cremation time (we will let the family know the date and time of the cremation)
- A ceremony at the crematorium or mourners attending the committal
A positive lasting memory
Our prepaid direct cremation plan avoids the distress of a rushed crematorium service.
This gives your loved ones the freedom to hold a positive and more personal celebration of life.
Why choose our prepaid direct cremation plan?
Our fixed and guaranteed price means no additional costs for family, no matter how high prices rise in the future.
We keep family updated every step of the way, a truly personal service with our in-house care team.
We donate to plant a tree in memory after the cremation and send the family our dedication certificate.
Find out more about our leading direct cremation plan
Our focus is providing the very best possible service every step of the way
How much is our prepaid direct cremation plan?
You can pay by monthly instalments up to 5 years
Try our payment calculator
24 Monthly instalments
£1,650 Paid In Full
You can also choose our flexible instalment plan where you can pay a deposit, pay your plan off or switch plans any time.
Instalment plans include an instalment charge of 4% of the total cost per year to help keep up with inflation.
Funeral plan terms and conditions
Would you like to see our brochure before purchasing a plan?
Pay monthly and still be protected
With our instalment plans, you'll be covered straight away for accidental death.
Then after 2 years, you'll be completely covered, even if you haven't finished paying for your plan.
This means if you die before your plan is fully paid, we'll still provide your funeral and won't ask your family to pay anything more.
Added protection for every prepaid plan
Since 2022, all regulated funeral plans have been authorised by the Financial Conduct Authority and are backed by the Financial Services Compensation Scheme, which protects your money up to £85,000 per plan.
So you can rest assured, you are financially protected with our prepaid direct cremation plan.
Is a prepaid direct cremation plan right for you?
The choice of paying now or waiting
A direct cremation can be arranged with us when someone dies, even if there is no plan in place. The price for this is currently £1,490 if they died at home and the ashes are to be returned to a loved one. However, without a plan in place, the price for this may change at any time.
This compared to our prepaid plan, which is £1,650 if paid in full. It covers you for everything you would need for our direct cremation service, guaranteed. Giving you peace of mind no matter how high funeral prices rise in the future.
Other important information about our prepaid direct cremation plan
What if we go out of business?
Your money is paid into a secure trust which is completely
separate from our business. In the unlikely event that we go
out of business, a suitable replacement provider will take
over the funeral plan contracts. If that is not possible then
you will be refunded an amount equivalent to purchase a
replacement plan on terms corresponding to this one. Your money is additionally backed up and guaranteed by the Financial Services Compensation Scheme.
What if I change my mind?
We provide a 30 day full money back guarantee, so if you change your mind within 30 days of purchase, you will be refunded in full. Cancellation after this time will result in a refund of all monies paid less a cancellation fee of £150.
Are there any age restrictions?
You must be over 18 to purchase a plan. There is no upper age limit if you decide to pay in full or by monthly instalment up to 2 years. If you want to pay by instalment over either 3, 4 or 5 years, then the person who the plan is for must be 80 or younger by the time the instalment plan finishes.
Which payment methods do we accept?
You can pay in full via cheque by posting back our application form. You can also pay in full via debit/credit card here on our website or over the phone by calling us.
If you prefer to pay with a monthly instalment plan, this will be via direct debit each month and you can apply by posting back our application form, order here on our website or simply by calling us.
Can I set up a joint plan?
Our plan is even more flexible than this, as it gives you the ability to change who the plan is for at any time, even if they have passed away. You choose 1 person to be named as the beneficiary of the plan, but if someone else dies first, then you can use the plan for them instead.
What documents will I receive?
After purchasing a plan with us, you will receive all documents in the post within 5 working days. We can even send a copy to your next of kin. You'll receive; a welcome letter, funeral plan summary, plan certificate with your unique plan number, 2 x plastic cards with your plan number and our contact details and full terms and conditions as well as other useful information.
What areas are covered?
Our plan covers you across all of mainland Great Britain, excluding the Scottish Highlands and Islands. If a death occurs outside of this area we may still be able to help but there may be extra costs involved. If we're unable to help, the family may need to organise for the deceased to be repatriated to within the covered area, or a refund less any relevant fees can be provided to the estate so that a cremation can be arranged in the area where the death occurred.
Celebration of Lifeis Great Britain’s only cremation brand offering direct cremation both as a prepaid plan or at the time of need, and nothing else.
We focus exclusively on providing the very best and personalcustomer service.
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